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Cost Of Healthcare Skyrockets When You Travel

The cost of healthcare is probably the last thing on your mind when you plan a vacation or take a business trip, but planning ahead just a little can save you time and money if anyone in your travel party gets sick.

Leaving Your Insurance Approved Network

Well, when we take a trip, we generally leave home and with that we also leave our approved coverage area.  This means, that if we need to get any type of healthcare products and service, it may not be available to us, and it will most certainly be much more expensive than we at home.

Generally, our deductible doubles, if not triples when getting care outside your approved home service area, and the same goes for the co-pays and self-pay portions of needed care or products.

In same cases, we can’t even get prescriptions filled without incurring 100% of the retail price, even if it’s for a prescription medicine we simply forgot to fill before leaving home, or was unintentionally left behind in a hotel room.

Unwelcome Vacation or Travel Interruption

Catching the flu or any other type of virus when traveling makes being sick far worse.

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Merry Christmas 2015

Your Sociallity team wishes you a Merry Christmas and a Happy and Health New Year.

We appreciate all the wonderful feedback we have received and the stories of how we have been able to help. Most importantly, we are looking forward to 2016 where we may help even more families.

As always we that you are allowing us to help and hope you will tell all your friends and families to join our community in the upcoming year.

 

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Do You Have Health Coverage While Traveling

Getting care can be complex when traveling

Many of us don’t realize that we don’t have health insurance coverage if we travel and should one of our family members get sick while away from home, it not only interrupt the vacation, but it can be much more expensive than being sick and home.

Naturally, when we take a much-needed family vacation, the last thing we think about is what we would do if one of our loved ones gets sick while we are traveling.

In today’s world, it is something we should most definitely think about, though.   A family member getting sick, needing a prescription refilled, or breaking a tooth while traveling, will not only make for a wrinkle in the planned fun activities but take a chunk of your travel budget.

Are you leaving your network coverage?

Our insurance carriers establish coverage rates, deductible rates, and co-pay rates based on their “in-network” and “out-of-network” rules. That means that you pay more for everything, that you have a higher deductible on everything, and you have a higher co-pay on everything.

It also means that you probably don’t know where to get care and the chore of finding a qualified doctor to make a simple prescription that can be filled locally can be challenging.

Can Tele-Medicine or Tele-Health help?

For non-urgent care events like colds, the flu, rashes and other such illnesses, a consultation with a doctor who is licensed is the state you a visiting is all you need.   Today, we have access to thousands of physicians who are board certified and are available via a phone or video conference consultation.

With Tele-Health, you don’t have to go to a doctor office, be exposed to ever more germs from other sick patients, and pay a $150 just to see a doctor who will prescribe needed medicine that may be filled at a local pharmacy.

To learn more about the value and benefits on Tele-Medicine simply visit the Sociallity Tele-Heath page, or explore the AccessNow program and learn how the program can help your family save money at home as well.

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Keep Exercising In The Winter

Stay Health

It is getting that time of year again when it is cold outside, and we can easily find an excuse to skip the planned run or outdoor exercise.

Although it is easy to find a reason not to get out there, the benefits of exercising in cold weather are actually much greater than when exercising when it’s warm outside.

Simply being outside in the cold air increases your endorphin levels, and when exercising that spike.

Plus, when you run in cold weather, your pace is quicker, and you cover more ground is less time.  Most importantly, a faster pace also means you burn more calories.

So … Don’t look for an excuse.  Face that cold, get on your winter gear, stay healthy and burn even more calories!!

 

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Helping A Sick Child Get Better

Tele-Medicine For Sick Kids

If you are a parent, you have more than like had the heart-wrenching experience of having your child fight the flu or cold and the over the counter medicines are just not working.

After days of fighting thru sleepless nights and trying the wide range of over-the-counter medications and alternative medicine options available, your child is simply not feeling better.

You know it’s time to get an antibiotic prescribed, so the lingering cold won’t cause permanent damage or trigger even worse illnesses.  But going to the doctor involves