The cost of healthcare is probably the last thing on your mind when you plan a vacation or take a business trip, but planning ahead just a little can save you time and money if anyone in your travel party gets sick.
Leaving Your Insurance Approved Network
Well, when we take a trip, we generally leave home and with that we also leave our approved coverage area. This means, that if we need to get any type of healthcare products and service, it may not be available to us, and it will most certainly be much more expensive than we at home.
Generally, our deductible doubles, if not triples when getting care outside your approved home service area, and the same goes for the co-pays and self-pay portions of needed care or products.
In same cases, we can’t even get prescriptions filled without incurring 100% of the retail price, even if it’s for a prescription medicine we simply forgot to fill before leaving home, or was unintentionally left behind in a hotel room.
Unwelcome Vacation or Travel Interruption
Catching the flu or any other type of virus when traveling makes being sick far worse.