The cost of healthcare is probably the last thing on your mind when you plan a vacation or take a business trip, but planning ahead just a little can save you time and money if anyone in your travel party gets sick.
Leaving Your Insurance Approved Network
Well, when we take a trip, we generally leave home and with that we also leave our approved coverage area. This means, that if we need to get any type of healthcare products and service, it may not be available to us, and it will most certainly be much more expensive than we at home.
Generally, our deductible doubles, if not triples when getting care outside your approved home service area, and the same goes for the co-pays and self-pay portions of needed care or products.
In same cases, we can’t even get prescriptions filled without incurring 100% of the retail price, even if it’s for a prescription medicine we simply forgot to fill before leaving home, or was unintentionally left behind in a hotel room.
Unwelcome Vacation or Travel Interruption
Catching the flu or any other type of virus when traveling makes being sick far worse.
Escape Fire The Fight to Rescue American Healthcare gives incredible insight as to the state of the US healthcare system, the fact that we spend a staggering $2.7 Trillion Dollars year on healthcare. The cost of health care per individual is nearly 3 times as high as in other developed countries, and we spend over $300 Billion on prescription medicine.
The movies also share some great insights as to what is driving and motivating the healthcare industry, including doctors, hospitals, specialists, pharmaceutical drug companies, and the all-controlling insurance companies.
Define a movie worth watching. I hope you find this one as interesting as I do.
We are facing an addiction problem of epic proportion in America and its killing over 28,000 Americans a year. In 2014, more American’s died from a drug overdose than motor vehicle crashes and the trend is growing at an alarming rate.
Prescription medicine is a huge business here in the US and American spend 300 billion a year on prescription medicine. Doctors quickly prescript highly addictive Opioid based medicine to patients who experience paid or who had a treatment that results in pain. Often doctors prescribe these dangerously addictive medications because the are effective and one hopes that the patient does not become addicted. Other times, it is the only type of medication that patients insurance will actually pay for.
Many insurance companies are no longer paying for alternative pain treatments and medication, leaving the doctor to who viable alternative.
The addictive nature of Opioids is scary
This is truly an epidemic that we must address
The chart published by the CDC speaks for its self, but it is worth mentioning how many people end up taking Heroin and ultimately dying from an overdose.
A person has an accident, dental procedure, of even simply cosmetic procedure and is prescribed a pain medication to cope with the pain.
Opioid based medications possess the same characteristics as Heroin, except that it is produced my a pharmaceutical company in a high controlled environment. It other words, the dosage and effect are consistent. The patient quickly becomes addicted and get more prescriptions and increase the number of pills the take. Once a patient can no longer obtain prescriptions for the needed pills they quickly learn that getting the natural version of Opioid medications, i.e. Heroin is much cheaper and many make the switch.
This is very dangerous road many have traveled and that is killing tens of thousands of Americans each year.
Today someone died of an overdose. A death that could have been avoided. One linked to medicines with names like Percoset or Oxycodone….names which promise a pain-free existence but deliver death in their wake. The CDC has declared prescription pill addiction an epidemic, like the Black Plague.
We need to all play a part in finding a solution. Sociallity is stepping up and offering information about alternatives to addictive medicine. If you or a loved one wants to find out more contact us. We can help.
Sociallity and our partners have helped hundreds of thousands of people already find better solutions to dealing with chronic pain, solutions that don’t require addiction. Contact us for information, don’t become another statistic.
It is truly amazing how much data and research has been gathered around the subject of Opioid Pill addiction. How many of us are at risk and how quickly and easily doctors prescribe such highly addictive medicine.
The impact a simple prescription doctors prescribe because insurance companies won’t pay for alternatives are staggering.
This is an incredible video showing how the makers of Opioid Pain Pill makers were misleading the doctors and consumers with their commercials in 1996. Then again demonstration that its ok to take Opioid based pain medications long terms with a follow-up commercial in 1998 with the same six patients…. Finally, the truth is revealed 15 years later.
Recently, the amount of article published about the American drug addiction problem is growing, and the public is becoming more aware of the problem and the cause.
According to the Center for Disease Control (CDC), healthcare providers wrote 259 million prescriptions during the 2012 calendar year. That’s enough prescriptions for every adult American to receive a bottle of prescription medicine.
The National Center for Health Statics reported that in 2014, the number of overdose deaths related to legal opioid drugs jumped to 18,893. That’s a 16.8% increase!! Heroin overdose related deaths climbed ever more. In 2014, 10574 people lost their lives because of a heroin overdose. That’s a 28% increase!!
This drastic increase is cause many, who are addicted to opioid-based drugs are switching to Heroin because it is widely available and cheaper than opioid drugs.
All in all 2014 with 47,055 deaths related to drug overdoses continues an alarming growth trend that is 7% greater that it was in 2013.
In many cased opioid-based drugs are prescribed by doctors simply because alternatives. Yes. There are alternatives!!
Are not covered by insurance and as such are not accessible to their patients. Any once concerned about addition and who has chronic pain should talk to their doctor about compound pain medicine, where chronic pain in treated with topical solutions that are effective and non-addictive.
If you are interested in discussion non-addictive medicine alternatives, we recommend you explore the products offered by Florida Pharmacy Solutions and the results they have achieved.
In the early hours of Thursday, December 17, 2015, Martin Shkreli, the Chief Executive Officer of Turing Pharmaceuticals was arrested on Fraud Charges.
Martin Shkreli, best known for taking control over a drug used to help and treat AIDS patients both young and old. Shortly after acquiring the company, Mr. Shkreli announced an unprecedented price increase from $13.50 per to pill to $750 per pill, and publically stating that he should, in fact, have increased the cost even more.
This drastic price increase makes it impossible for many, who don’t have great insurance, to get the medicine needed to treat their illness.
He is a great example of what’s wrong with today’s healthcare industry, but the problem is far greatly than Mr. Shkreli.
Increased Interested Does Not Mean Increased Consumer Savings
On Wednesday, December 16th, 2015 the Federal Reserve increased interested for the fist time in a very long time. Increasing interest rates is generally bad news for everyone who is borrowing money because their money payment increases as the federal reserve increased the interest rates.
Since the interest rates have not been raised in nearly a decade, many borrowers are experiencing such an increase for the very first time and the are surely not too excited about payment more interest.
However, the everyone who is not borrowing money and who has been saving money, an increase in the federal interest rates has, in the past, been a positive thing.
Bigger Interest Earning on Bank Savings
One would expect that the banks who all immediate increased the interest rates they pass on to everyone who is borrowing money from them, to protect their margins. Most of these banks also made it very clear that they would not increase the interest rates on money they hold from their customer who saves money.
That means that we who give the banks our money so they can use the deposits to make loans that they, in turn, make interest, will continue to earn zero or virtually zero interest on the money we have saved.
Feder Reserve Interest Rate Changed From 0.25% to 0.50%
Although the change was very minor, it would be nice so see the consumer being rewarded for savings money and depositing such savings into banks who ultimately profit greatly from these deposits.
Unfortunately, Banks don’t have to appreciate their customers and reward them for saving money. In today’s world, they make billions simply charging fees to their costumers. Fees the NSF (No Sufficient Funds) fees that could easily be avoided have become a huge portion of bank profits and they, because of “fees”, do no longer need to reward their customers for saving money.